Rates & Fees
As an authorized agent of PowerPay Merchant Services, we are truly a low-cost processor. What does that mean? That means that our rates compete with national wholesale merchant processing brokers. What it does not mean is that we compromise on service. As a customer, you will have 24/7 technical support, outstanding customer service, and the lowest prices available in the industry.
Credit card processing rates are a combination of the basic fees charged by the major credit card companies – which are publicly available to everyone via the internet, plus a profit margin. Each processor will adjust its profits based on your company's type of business, method of charging cards, and the risk involved in underwriting your account. Every business is different, even comparable businesses in the same city, so rates will vary depending on your particular case. We invite you to allow us to quote you pricing – we guarantee no one will beat us.
Early termination fees: $0. We will never penalize you for leaving us.
Monthly statement fees: In most cases, $6 per month.
Monthly minimums: In most cases, $6 per month.
Annual fees: In most cases, $29.
PCI Compliance Fees: $10 per month for compliance, $15 for non-compliance***.
Authorize.net Gateway Fees: $0 up front, $5 per month, 5 cents per transaction.
Credit Card Terminals: At cost. Usually starting at $145.00 plus shipping. We recommend Nurit 2085 terminals for most retail businesses.
***PCI Compliance can be complicated, and many merchants are being seriously overcharged for "non-compliance". Please click here to understand how PCI Compliance works.